Insurance is an interesting thing. You pay regularly (monthly, or semi-annually) to protect your family when they get hurt, and to protect other people that you may accidentally hurt. However, many of our clients are steadfast in their efforts to avoid using their own car insurance at any cost, fearing…
When an auto case settles, or after the judge or jury give a verdict in your favor, the insurance company will send your lawyers a check. Your lawyers will ask your permission to sign your name to the check, and they will deposit it in an escrow account. The escrow…
Payment of your medical bills is an important issue in a Maryland automobile collision case. There are a few possibilities: You pay out-of-pocket You pay with health insurance, Medicare or Medical Assistance You pay with PIP (personal injury protection) You don’t pay, and the bills are still outstanding Some combination…
Personal injury protection (PIP) is insurance that comes from the car you are in when you are hurt. It is sometimes referred to as no fault, and if you have PIP coverage it will provide benefits regardless of whether you caused the accident, or the accident was caused by someone…
Maryland has a rule called collateral source. This is an important part of making sure auto accident victims get full value for their claims. It is the reason that accident victims can recover for medical expenses and lost wages through their personal injury protection (PIP) insurance (see our webpage here,…
We recommend that all of our clients get as much Personal Injury Protection (PIP) insurance as they can–it’s inexpensive, and it makes a huge difference in your Maryland auto accident case. PIP is a type of no-fault insurance. In exchange for a small premium, it pays medical expenses and a…