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Articles Posted in Insurance

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Minimum MAIF Insurance: $30,000 Protection For Hit-and-Run/Phantom Driver Accidents

We reported back in February that the Maryland legislature was considering a bill that would increase the minimum amount of MAIF insurance for uninsured drivers to $30,000 (Not Fair: Maryland Law Makes You Carry $30,000 Auto Insurance, But You Might Have a Maximum $20,000 Recovery). The problem was that just…

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Colossus: Using Artificial Intelligence To Value Automobile Accident Injuries

Colossus is a software program used by many insurance companies to determine the value of automobile accident claims and lawsuits. The software program gets a bad rap from plaintiff’s lawyers–probably because it undervalues those claims. Now, a former Allstate and Encompass Colossus expert and a former Texas insurance commissioner are…

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Lessons Learned From Second Shut-Down of Anne Arundel County Truck Company

Truck drivers are subject to a great deal of regulation, and rightly so. These are huge machines, and the smallest errors, whether because of driver fatigue, inadequate pre-trip inspections, or distracted driving, can cause life-altering destruction. There is always an incentive by truck companies to cut corners, cut costs, and…

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Maryland Punitive Damages: Not For Auto Accidents, And Not For Drunk Driving Lawsuits

Many clients come to us expecting that they will be entitled to punitive damages in their Maryland auto accident. This is especially true in cases where the negligent driver was drunk, or tried to flee the scene of the auto accident, or was driving while texting. Sadly, punitive damages are…

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Why You Need Better Car Insurance

I don’t work for the insurance industry. Sometimes, I don’t like the insurance industry. We disagree about a lot of things, like to what extent my clients are hurt because of the negligence of their drivers, and what they should pay for it. But even with its problems, car insurance…

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Not Fair: Maryland Law Makes You Carry $30,000 Auto Insurance, But You Might Have a Maximum $20,000 Recovery

In 2011, the Maryland Legislature decided that the minimum limits for automobile insurance, which were over 35 years old, needed to be increased. The limits were $20,000 per person/$40,000 per occurrence. They were increased to $30,000/$60,000. Not quite a cost-of-living adjustment (one inflation calculator told me that $20,000 in 1972…

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Phantom Vehicles: Is Help As Fictional As Ghostbusters?

Many people come to us because they’ve been in an accident, but they are unsure what their options are. This is rarely more true than in the phantom vehicle case. This is where there is an accident, but no sign of the person who caused the accident. These cases are…

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